LTCG Tax Calculator forIndian Equity Investors
Calculate Long-Term Capital Gains tax on equity held for 12+ months. ₹1.25 lakh exemption + 12.5% tax on gains above exemption.
Last updated: February 28, 2026
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ltcg tax calculator india
Use this LTCG calculator to estimate long-term capital gains tax on equity and equity mutual fund transactions in India. Enter buy/sell values and holding period inputs to estimate taxable gain and post-tax proceeds.
What is ltcg tax calculator india?
An LTCG calculator estimates long-term capital gains tax liability for qualifying investments held beyond the long-term threshold. It helps investors evaluate tax outgo before booking profits, plan annual exits around exemptions, and build more efficient after-tax return strategies across multiple holdings.
Definition length: 41 words.
Enter Your Transactions
Transaction 1
What is LTCG?
Long-Term Capital Gains (LTCG) tax applies when you sell equity shares or equity-oriented mutual funds held for more than 12 months. LTCG on equity is taxed at a concessional rate.
Exemption: First ₹1,25,000 of LTCG per financial year is tax-free
Tax rate: 12.5% on gains above ₹1.25 lakh (no indexation benefit)
Holding period: Must hold shares for at least 12 months
STT: Securities Transaction Tax must be paid at time of purchase and sale
How to Use
- 1.Enter buy date, sell date, and prices for each transaction
- 2.Add quantity of shares and any brokerage/transaction charges
- 3.Add more transactions if you sold multiple stocks in the same financial year
- 4.Click "Calculate LTCG Tax" to see your total tax liability
Master LTCG Tax Planning
Everything you need to know about Long-Term Capital Gains tax on equity investments in India
LTCG Tax Rules FY 2024-25
0% tax on gains up to ₹1,25,000 per year
On gains exceeding ₹1,25,000 (no indexation)
Holding Period
Must hold shares for more than 12 months
Long-Term vs Short-Term
Long-Term (LTCG)
Holding > 12 months
₹1.25L exemption available
12.5% tax on excess gains
Short-Term (STCG)
Holding ≤ 12 months
No exemption
20% flat tax rate
Grandfathering Provision
For shares purchased before Feb 1, 2018:
Choose Higher of:
• Actual cost of acquisition, or
• Fair Market Value (FMV) as of Jan 31, 2018
This ensures you don't pay tax on gains accrued before LTCG tax was introduced
Tax-Loss Harvesting
Smart strategy used by professional investors:
Sell Loss-Making Stocks
Book losses to offset gains
Reduce Tax Liability
Lower your net taxable LTCG
Reinvest Strategically
Buy back if fundamentals are strong
When to Use LTCG Calculator
Year-End Planning
Estimate tax liability before March 31
Sell Decision
Before or after 12 months?
ITR Filing
Schedule CG preparation
Advance Tax
Calculate quarterly payments
Tax Optimization
Loss harvesting strategy
Portfolio Review
Annual tax impact analysis
Author and expertise
StockIQ Research and Product Team
This page is maintained by the StockIQ team building portfolio and tax-planning workflows for Indian investors. The methodology is reviewed against public references and updated when policy or market rules materially change.
Regulatory scope: Capital gains references align with publicly available Income-tax Act resources for Indian equity taxation. | Last reviewed: 2026-02-28
Next steps and related workflows
Plan exits with tax-aware portfolio insights
Combine gain calculations with live portfolio tracking to optimize long-term exits in StockIQ.
Sources and references
- Income-tax Act reference portal
Source: Income Tax Department, Government of India | Last reviewed: 2026-02-28
- Income Tax e-filing portal
Source: Income Tax Department, Government of India | Last reviewed: 2026-02-28
How to use the LTCG Tax Calculator
Estimate long-term capital gains tax on equity transactions.
- 1
Enter buy and sell transaction details
Provide buy date, sell date, quantity, and prices.
- 2
Include costs
Add brokerage or relevant transaction costs where applicable.
- 3
Calculate taxable LTCG
Run calculator to estimate taxable gain after exemption logic.
- 4
Use output for tax planning
Review estimated liability for advance tax and sell decisions.
LTCG Tax Calculator FAQs
Answers to common questions for this calculator.
What is LTCG for listed equity in India?
For listed equity and equity mutual funds, gains on holdings above the long-term threshold are treated as LTCG and taxed per current rules.
Does this calculator include the annual LTCG exemption?
Yes. It factors exemption logic so you can estimate taxable long-term gains more accurately for planning.
Should brokerage and charges be included?
Yes. Include transaction costs where applicable for better tax estimation and realistic post-tax return analysis.
Source URL: https://mystockiq.in/calculators/ltcg/