Calculate how much you need to save for retirement. Plan your retirement corpus with inflation-adjusted expenses.
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Estimated Retirement Corpus
₹8,61,52,368
Required at age 60
Monthly SIP Required
₹20,163
Start investing today
Total Investment
₹77,58,553
Total of all SIP payments
Wealth at Retirement
₹8,61,52,368
Corpus at age 60
Expenses grow at 6% inflation to age 60; corpus funds 25 years of retirement at 12% returns.
Inflation: Your expenses will grow over time
Life expectancy: Indians now live 70-80+ years
Compounding: Start early, benefit exponentially
Financial freedom: Enjoy life without money worries
Start saving as early as possible
Invest in equity for long-term growth
Diversify across asset classes
Review and adjust your plan annually
StockIQ tracks all your retirement investments (EPF, NPS, mutual funds) automatically.
Try StockIQ FreeAim for 25-30 times your annual expenses at retirement. The exact amount depends on your lifestyle, expenses, and inflation rate.
Starting at 30 vs 40 years can reduce your monthly SIP by 50-60% for the same corpus. Let compounding work in your favour.
At 6% inflation, your expenses double in ~12 years. What costs ₹50,000 today may cost ₹2-3 lakhs after 30 years.
Consistent investing and annual plan review help you stay on track to achieve your retirement goals.
Try StockIQ portfolio workflows
Move from one-off calculations to ongoing tracking and planning.
Read comparison-style explainers
Understand practical trade-offs before choosing an investing workflow.
See product and import documentation
Use step-by-step guides to streamline setup and analysis.
Turn retirement estimates into a live plan
Track real progress toward retirement corpus with ongoing portfolio and return visibility in StockIQ.
Source: AMFI India | Last reviewed: 2026-02-28
Source: SEBI Investor Portal | Last reviewed: 2026-02-28
Set current age, retirement age, and life expectancy assumptions.
Input current expenses and expected inflation rate.
Provide current savings and expected long-term return.
Use results to estimate required monthly saving plan.
It projects future expenses using inflation assumptions and retirement duration, then estimates the corpus needed to support withdrawals.
Inflation increases future living costs. Ignoring it can lead to a significant shortfall in retirement income planning.
Yes. Adjust age, savings rate, expected return, and inflation assumptions to build a practical and personalized retirement plan.