STCG Tax Calculator forIndian Equity Investors
Calculate Short-Term Capital Gains tax on equity sold within 12 months. 20% flat tax rate with no exemption.
Last updated: February 28, 2026
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stcg tax calculator india
Use this STCG calculator to estimate tax on short-term equity gains before placing a sell order. Add purchase and sale details to understand expected tax and net proceeds for short holding periods.
What is stcg tax calculator india?
An STCG calculator estimates short-term capital gains tax liability for equity transactions sold within the short-term holding window. It helps traders and active investors evaluate post-tax profitability, compare timing options, and avoid underestimating tax impact before executing rapid exits or tactical rebalancing.
Definition length: 42 words.
Enter Your Transactions
Transaction 1
What is STCG?
Short-Term Capital Gains (STCG) tax applies when you sell equity shares or equity-oriented mutual funds held for 12 months or less. STCG on equity is taxed at a flat rate with no exemption.
Tax rate: 20% flat on all short-term gains
No exemption: Unlike LTCG, there is no ₹1 lakh exemption limit
Holding period: Shares held for less than 12 months
Loss offset: STCG losses can offset STCG and LTCG
How to Use
- 1.Enter buy date, sell date, and prices for each transaction
- 2.Add quantity of shares and any brokerage/transaction charges
- 3.Add more transactions if you sold multiple stocks in the same financial year
- 4.Click "Calculate STCG Tax" to see your total tax liability
Master STCG Tax for Active Trading
Complete guide to Short-Term Capital Gains tax for intraday, swing, and short-term traders
STCG Tax Rules FY 2024-25
Flat rate on all short-term gains
No Exemption Limit
Unlike LTCG's ₹1L exemption
Loss Offsetting
Can offset both STCG and LTCG
What is Short-Term?
Holding ≤ 12 months includes:
Intraday Trading
Buy and sell on same day
Swing Trading
Holding for days/weeks
Positional Trading
Holding for few months
STCG vs LTCG: Which is Better?
Should you wait 12 months? Consider these factors:
Profit Amount
If profit < ₹1.25L, LTCG is tax-free
Tax Rate Difference
LTCG: 12.5% vs STCG: 20%
Market Risk
Holding longer = more volatility exposure
Opportunity Cost
Could you earn more elsewhere?
Loss Harvesting Strategy
STCG losses are valuable for tax planning:
✓ Offset STCG Gains
In the same financial year
✓ Offset LTCG Gains
Can reduce LTCG tax liability
✓ Carry Forward 8 Years
Unused losses don't expire immediately
When to Use Calculator
Intraday/Swing Tax Planning
Quarterly Advance Tax
Year-End Tax Liability
ITR Filing (Schedule CG)
Optimal Exit Timing
Author and expertise
StockIQ Research and Product Team
This page is maintained by the StockIQ team building portfolio and tax-planning workflows for Indian investors. The methodology is reviewed against public references and updated when policy or market rules materially change.
Regulatory scope: Short-term capital gains assumptions are reviewed against public Income-tax references for Indian taxpayers. | Last reviewed: 2026-02-28
Next steps and related workflows
Track short-term trades with tax context
Monitor realized gains, turnover, and tax impact in one dashboard with StockIQ.
Sources and references
- Income-tax Act reference portal
Source: Income Tax Department, Government of India | Last reviewed: 2026-02-28
- Income Tax e-filing portal
Source: Income Tax Department, Government of India | Last reviewed: 2026-02-28
How to use the STCG Tax Calculator
Estimate short-term capital gains tax before selling holdings.
- 1
Enter transaction dates and prices
Input buy/sell dates, quantities, and values.
- 2
Add charges
Include brokerage or applicable costs for realistic gain estimates.
- 3
Run STCG calculation
Compute net short-term gains and estimated tax impact.
- 4
Plan exits with tax context
Use results to compare timing and post-tax outcomes.
STCG Tax Calculator FAQs
Answers to common questions for this calculator.
When does equity gain become STCG?
If the holding period is below the long-term threshold, gains are generally classified as short-term and taxed at STCG rates under applicable law.
Can this calculator help before selling shares?
Yes. You can estimate likely tax impact before executing a trade to understand net proceeds.
Does this include all tax nuances for filing?
No. It is an estimation tool. Use final broker statements and consult a tax professional for return filing decisions.
Source URL: https://mystockiq.in/calculators/stcg/