Last updated: February 28, 2026

STCG Tax Calculator for
Indian Equity Investors

Calculate Short-Term Capital Gains tax on equity sold within 12 months. 20% flat tax rate with no exemption.

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Instant Results

Real-time calculation

Your Data Safe

No data is stored

Enter Your Transactions

Transaction 1

Total Sale Value

₹ 1,500

Total Cost (incl. charges)

₹ 1,000

Short-Term Gain (STCG)

₹ 500

STCG Tax @ 20%

₹ 100

Post-tax Proceeds

₹ 1,400

Note: STCG on equity is taxed at 20% flat rate with no exemption limit.

What is STCG?

Short-Term Capital Gains (STCG) tax applies when you sell equity shares or equity-oriented mutual funds held for 12 months or less. STCG on equity is taxed at a flat rate with no exemption.

  • Tax rate: 20% flat on all short-term gains
  • No exemption: Unlike LTCG, there is no ₹1 lakh exemption limit
  • Holding period: Shares held for less than 12 months
  • Loss offset: STCG losses can offset STCG and LTCG

How to Use

  1. 1

    Enter buy date, sell date, and prices for each transaction

  2. 2

    Add quantity of shares and any brokerage/transaction charges

  3. 3

    Add more transactions if you sold multiple stocks in the same financial year

  4. 4

    Click "Calculate STCG Tax" to see your total tax liability

Want Automatic STCG Calculation?

StockIQ automatically calculates STCG for every sale using FIFO matching. Plus, get AI-powered intraday and swing trading insights!

₹24,850

Total STCG This FY

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Master STCG Tax for Active Trading

Complete guide to Short-Term Capital Gains tax for intraday, swing, and short-term traders

STCG Tax Rules FY 2024-25

Tax Rate

Flat rate on all short-term gains

20%

No Exemption Limit

Unlike LTCG's ₹1L exemption

Loss Offsetting

Can offset both STCG and LTCG

What is Short-Term?

Holding ≤ 12 months includes:

Intraday Trading

Buy and sell on same day

Swing Trading

Holding for days/weeks

Positional Trading

Holding for few months

STCG vs LTCG: Which is Better?

Should you wait 12 months? Consider these factors:

Profit Amount

If profit < ₹1.25L, LTCG is tax-free

Tax Rate Difference

LTCG: 12.5% vs STCG: 20%

Market Risk

Holding longer = more volatility

Opportunity Cost

Could you earn more elsewhere?

Loss Harvesting Strategy

STCG losses are valuable for tax planning:

Offset STCG Gains

In the same financial year

Offset LTCG Gains

Can reduce LTCG tax liability

Carry Forward 8 Years

Unused losses don't expire immediately

When to Use Calculator

Intraday/Swing Tax Planning

Quarterly Advance Tax

Year-End Tax Liability

ITR Filing (Schedule CG)

Optimal Exit Timing

Portfolio Review

Author and expertise

StockIQ Research and Product Team

This page is maintained by the StockIQ team building portfolio and tax-planning workflows for Indian investors. The methodology is reviewed against public references and updated when policy or market rules materially change.

Regulatory scope: Short-term capital gains assumptions are reviewed against public Income-tax references for Indian taxpayers.

Last reviewed: February 28, 2026

Next steps and related workflows

Sources and references

How to use the STCG Tax Calculator

1

Enter transaction dates and prices

Input buy/sell dates, quantities, and values.

2

Add charges

Include brokerage or applicable costs for realistic gain estimates.

3

Run STCG calculation

Compute net short-term gains and estimated tax impact.

4

Plan exits with tax context

Use results to compare timing and post-tax outcomes.

STCG Tax Calculator FAQs

If the holding period is below the long-term threshold, gains are generally classified as short-term and taxed at STCG rates under applicable law.