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Investing, tax & product insights

Practical explainers on XIRR, capital-gains tax, and portfolio tracking, written for Indian investors who want the real numbers.

15 July 202614 min readInvesting

Absolute Return vs XIRR: Which Number Actually Tells You the Truth

My statement showed 9 percent in one place and 17 percent in another for the same fund. Here is why absolute return and XIRR disagree, and which one to trust.

28 February 20261 min readInvesting

XIRR vs CAGR in India (and Why Tax Impact Matters)

An explainer on XIRR vs CAGR for Indian investors: when to use each return metric and why pairing it with LTCG/STCG tax-impact checks leads to better, post-tax investment decisions.

28 February 20261 min readTax

Tax Loss Harvesting in India: LTCG/STCG Workflow

A practical tax-loss harvesting workflow for Indian investors: when harvesting helps, a step-by-step LTCG/STCG process, and how to validate return quality with XIRR before executing exits.

28 February 20261 min readComparisons

Best INDmoney Alternative for Tax-Aware Investors

For tax-aware investors weighing an INDmoney alternative: how to evaluate the switch using XIRR, LTCG/STCG impact, and whether you need execution-first or planning-first workflow depth.

28 February 20261 min readComparisons

Best Portfolio Tracker India: StockIQ vs INDmoney vs Kuvera vs Groww

A high-intent comparison of StockIQ, INDmoney, Kuvera, and Groww for Indian investors: execution convenience versus return attribution (XIRR) and tax-planning workflow depth.

28 February 20261 min readCase Study

Investor Case Study: XIRR + Tax Planning Scenario Data

A transparent scenario dataset of 12 modeled investor cases showing how evaluating exits with XIRR and LTCG/STCG tax impact beats decisions based on headline return numbers alone.